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Insurance Policy

Motor Vehicles Act, 1988 (59 of 1988) - Insurance company cannot postpone the assumption of risk after receipt of premium otherwise it would be guilty of abetting use of vehicle in a public place without a policy which is prohibited by section 146 of the Motor Vehicles Act, 1988  - Proposal Form stated that the policy commenced from 02.08.2014 10.00 A.M. to midnight on 01.08.2015 - Policy issued for the period from 02.08.2014 to 01.08.2015; that the risk commenced from mid-night of 02.08.2014 to mid-night of 01.08.2015 – However on receipt issued on 01.08.2014 wherein premium had been received and no such timings were mentioned -  Insurance company liable. #2020 SCeJ 1366 (Kar.)

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1366 - MVA Policy Period.pdf
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